Behavioral Biases and Investment Decision-Making in Emerging Markets: A Moderated Mediation Model of Risk Tolerance and Financial Literacy. Journal of Innovation in Academia , [S. l.], v. 5, n. 1, p. 68–91, 2026. DOI: 10.32674/e32yab09. Disponível em: https://ojed.org/jina/article/view/10630. Acesso em: 1 jul. 2026.